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The Chris Kennedy Team

Headquartered in Sacramento, The Chris Kennedy Team represents all individuals or families that are in the market for buying, selling or refinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians, dentists, teachers, firefighters/ems and many state housing programs that provide down payment assistance. At Reliant Lending, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

***Your total mortgage solution.***

Helping ease you through the home loan process.
An exceptional experience in buying, selling, and refinancing!

Loans

Conventional

Predictable loans that feature fixed payments and terms

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reverse mortgage loan

Allows homeowners age 62 and older to borrow from their home's equity without having to make monthly mortgage payments. As the borrower, you may choose to take funds in a lump sum, line of credit or via structured monthly payments.

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Jumbo LOAN

Jumbo loans are also considered non-conforming loans because they exceed the conforming loan limit. Some counties may vary in conforming loan limits, so our experienced advisors will help you decide if your loan amount fits into the limits, or if a Jumbo loan is the right option for you.

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Veterans affairs (VA)

Mortgage loan guaranteed by the United States Department of Veterans Affairs

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Federal housing administration (FHA)

Designed for low-to-moderate income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.

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Refinance

Refers to the process of taking out a new loan to pay off one or more outstanding loans. Borrowers usually refinance in order to receive lower interest rates or to otherwise reduce their repayment amount.

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