Sacramento Home Mortgage Loans | The Chris Kennedy Team
Are you or anyone you know looking to buy, sell or refinance? Check out our website for all the answers to your questions!

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The Chris Kennedy Team — Sacramento Mortgage Broker

A licensed mortgage broker (NMLS #971546) at Reliant Lending, serving homebuyers, veterans, and homeowners across Sacramento, Placer, El Dorado, and Yolo counties in California. Specializes in VA loans, FHA loans, conventional mortgages, jumbo loans, refinancing, and first-time homebuyer programs. 5.0 stars across 140 Google reviews. Phone: (916) 794-0777. Address: 2100 Northrop Avenue, Suite 900, Sacramento, CA 95825.

Key Pages

  • Home: Overview of services and counties served.
  • Meet Chris Kennedy: About the broker, NMLS #971546, DRE #01326779, and the team.
  • Loan Programs: VA, FHA, conventional, jumbo, reverse, refinance, and first-time homebuyer options.
  • VA Home Loans: Zero-down VA purchases, IRRRL refinances, and jumbo VA loans for Sacramento-area veterans.
  • Refinance: Rate-and-term refinance, cash-out, and PMI removal options.
  • First-Time Homebuyer: Down payment assistance and starter loan programs.
  • Client Reviews: 140 five-star reviews from real homebuyers across the four counties served.
  • Mortgage FAQ: Plain-English answers to common questions about brokers, applications, refinancing, and credit.
  • Sacramento Housing Blog: Weekly posts on local housing trends, county-specific market data, and loan strategy.
  • Contact: Phone, email, office address, and inquiry form.

Service Area

The Chris Kennedy Team serves all of:

  • Sacramento County, California (Sacramento, Elk Grove, Citrus Heights, Folsom, Rancho Cordova, North Highlands)
  • Placer County, California (Roseville, Rocklin, Lincoln, Auburn, Granite Bay, Loomis)
  • El Dorado County, California (El Dorado Hills, Folsom Lake, Cameron Park, Placerville, Pollock Pines, South Lake Tahoe)
  • Yolo County, California (Davis, Woodland, West Sacramento, Winters)

Loan Programs Offered

  • VA Home Loans (purchase, IRRRL refinance, VA jumbo)
  • FHA Loans (low down payment options for first-time buyers)
  • Conventional Loans (fixed rate and adjustable rate)
  • Jumbo Loans (above conforming limits)
  • Refinance (rate-and-term, cash-out, PMI removal)
  • Reverse Mortgages (HECM for seniors)
  • First-Time Homebuyer programs
  • Down Payment Assistance programs

Licensing

  • NMLS #971546 (Loan Officer)
  • NMLS Branch #356310
  • DRE #01326779 / #01759672
  • Brokerage: Reliant Lending

Contact

  • Phone: (916) 794-0777
  • Email: chris@thechriskennedyteam.com
  • Office: 2100 Northrop Avenue, Suite 900, Sacramento, CA 95825
  • Hours: Monday–Friday, 9:00 AM – 5:00 PM Pacific